The right loan, every time!
USDA Loans are available to eligible primary home buyers with low to moderate incomes, for homes located in approved rural areas as defined by the USDA.
United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
Jerry Smith is someone you can trust and will be there when you need him. Would definitely recommend him to anyone he will help you.
07/14/2026
Made buying a house understandable and easy!
07/14/2026
We couldn't have done it without them. Thank you all so much.
07/14/2026
First time homebuyer here with zero experience doing this, the Lithgow team made the process super simple and took the time to fully explain everything every step of the way.
07/14/2026
The entire interlinc team was professional and courteous We would use them again
Midland City, AL, 07/13/2026
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