The right loan, every time!
USDA Loans are available to eligible primary home buyers with low to moderate incomes, for homes located in approved rural areas as defined by the USDA.
United States Department of Agriculture (USDA) Loans
Check eligibility here:
USDA Income & Property Eligibility Site
- 100% financing
- No down payment required
- Possibility of financing closing costs
- 620 minimum FICO
- Maximum loan amount: $832,750
- Seller contribution up to 6% of sales price
This mortgage program is designed to support homeownership in rural communities with low mortgage insurance. USDA Loans are backed by the Rural Housing Division of the U.S. Department of Agriculture.
what our customers say
I could go on and on about these guys, but to keep it short and sweet, these guys are super helpful and on top of things! I loved being able to reach out at almost any time of the day and they would get right back to me and explain...
05/29/2026
Heather Gatewood made my buying experience a pleasant one. She made sure that I was taken care of during the entire process. I highly recommend her to anyone that is interested in purchasing a property!
05/29/2026
We have truly enjoyed working with Michael and team .
Rutledge, TN, 05/28/2026
Rory, it was so fun working with you with our little Jimmy P. lets do another one and hope to see you soon and maybe with Patterson's .
Nashville, TN, 05/28/2026
did a great job in this whole process and communicated very well on everything that was taking place. Lisa is very knowledgeable when it comes to this stuff and I highly recommend her.
Columbia, AL, 05/28/2026
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