What Is Down Payment Assistance?
Down payment assistance (DPA) programs may help cover your down payment and, in some cases, closing costs. Options can include grants, forgivable loans, deferred payments, or low-interest second loans—depending on eligibility and location.
Who It’s For
Down payment assistance isn’t just for first-time buyers. Many programs are available to repeat buyers, moderate-income households, and buyers purchasing in eligible areas.
Why Buyers Use It
- Lower cash needed at closing
- Buy sooner instead of waiting to save
- Keep savings available for emergencies
- Access competitive mortgage options
We're Here to Help You Find the Right Program
There are many assistance programs available, and eligibility varies. Our team reviews the options in your area and helps match you with a program that fits your financial goals. You may be surprised what you can qualify for. Contact us to learn more about the many available options!
what our customers say
I could go on and on about these guys, but to keep it short and sweet, these guys are super helpful and on top of things! I loved being able to reach out at almost any time of the day and they would get right back to me and explain...
Nathan E.05/29/2026
Heather Gatewood made my buying experience a pleasant one. She made sure that I was taken care of during the entire process. I highly recommend her to anyone that is interested in purchasing a property!
Ellis Rodgers .05/29/2026
We have truly enjoyed working with Michael and team .
Michael Loy H.Rutledge, TN, 05/28/2026
Rory, it was so fun working with you with our little Jimmy P. lets do another one and hope to see you soon and maybe with Patterson's .
Deneen M.Nashville, TN, 05/28/2026
did a great job in this whole process and communicated very well on everything that was taking place. Lisa is very knowledgeable when it comes to this stuff and I highly recommend her.
Michael Chad H.Columbia, AL, 05/28/2026
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