What Is Down Payment Assistance?
Down payment assistance (DPA) programs may help cover your down payment and, in some cases, closing costs. Options can include grants, forgivable loans, deferred payments, or low-interest second loans—depending on eligibility and location.
Who It’s For
Down payment assistance isn’t just for first-time buyers. Many programs are available to repeat buyers, moderate-income households, and buyers purchasing in eligible areas.
Why Buyers Use It
- Lower cash needed at closing
- Buy sooner instead of waiting to save
- Keep savings available for emergencies
- Access competitive mortgage options
We're Here to Help You Find the Right Program
There are many assistance programs available, and eligibility varies. Our team reviews the options in your area and helps match you with a program that fits your financial goals. You may be surprised what you can qualify for. Contact us to learn more about the many available options!
what our customers say
Jerry Smith is someone you can trust and will be there when you need him. Would definitely recommend him to anyone he will help you.
Johnny Mccall .07/14/2026
Made buying a house understandable and easy!
Karly Kempf .07/14/2026
We couldn't have done it without them. Thank you all so much.
Alexander Rowley .07/14/2026
First time homebuyer here with zero experience doing this, the Lithgow team made the process super simple and took the time to fully explain everything every step of the way.
Sarah Fury .07/14/2026
The entire interlinc team was professional and courteous We would use them again
Daniel Patrick S.Midland City, AL, 07/13/2026
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