The right loan, every time!
A great government-backed loan for first-time homebuyers or those with higher debt-to-income ratios. FHA loans have flexible qualifications and only require a small down payment.
- Seller contributions up to 6% of the sales price (toward closing costs and prepaids)
- Gift funds allowed
- No first-time homebuyer requirement
- Purchase and rehab financing options available
- Lower minimum down payment requirements
- Minimum 580 FICO
- Maximum loan amount: $541,287 (varies by county)
- FHA loan limit lookup: https://entp.hud.gov/idapp/html/hicostlook.cfm
- Minimum required investment (down payment) of 3.5% of the adjusted value
what our customers say
Jerry Smith is someone you can trust and will be there when you need him. Would definitely recommend him to anyone he will help you.
07/14/2026
Made buying a house understandable and easy!
07/14/2026
We couldn't have done it without them. Thank you all so much.
07/14/2026
First time homebuyer here with zero experience doing this, the Lithgow team made the process super simple and took the time to fully explain everything every step of the way.
07/14/2026
The entire interlinc team was professional and courteous We would use them again
Midland City, AL, 07/13/2026
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Let us help you choose the right loan option that is best for you.