The right loan, every time!
A cash-out refinance is a refinancing of an existing mortgage where the new loan amount is higher than the current loan balance, and the borrower receives the difference in cash. This allows homeowners to convert some of the equity they have built into cash, providing flexibility for a variety of financial needs.
Common reasons homeowners use cash-out refinancing include:
- Financing educational expenses
- Making large purchases
- Home improvements or renovations
- Taking a dream vacation
- Covering unexpected financial setbacks
- Paying off high-interest credit card debt
- And more
*Restrictions and state guidelines may apply.
what our customers say
I could go on and on about these guys, but to keep it short and sweet, these guys are super helpful and on top of things! I loved being able to reach out at almost any time of the day and they would get right back to me and explain...
05/29/2026
Heather Gatewood made my buying experience a pleasant one. She made sure that I was taken care of during the entire process. I highly recommend her to anyone that is interested in purchasing a property!
05/29/2026
We have truly enjoyed working with Michael and team .
Rutledge, TN, 05/28/2026
Rory, it was so fun working with you with our little Jimmy P. lets do another one and hope to see you soon and maybe with Patterson's .
Nashville, TN, 05/28/2026
did a great job in this whole process and communicated very well on everything that was taking place. Lisa is very knowledgeable when it comes to this stuff and I highly recommend her.
Columbia, AL, 05/28/2026
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