Jerry Smith
NMLS #: 649483
Licensed in: Alabama, Georgia
(706) 594-1306 - cell
(706) 940-0329 - fax
jsmith@lincloan.com
Mon - Fri: 9:00am - 5:00pm
Sat - Sun: Closed
Get to know Jerry Smith
For over a decade, I've had the privilege to assist families in the Columbus, Harris County, and East Alabama markets with their real estate lending needs. Using a local lender that you can contact at any time is extremely important when you are making one of the largest investments of your life. I treat my clients the way I'd like for people to treat my grandparents. My previous clients have learned that they will always be more than an account number when they deal with me.

Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
Meet My Dedicated Team
Licensed Loan Partner
kscarbrough@lincloan.com
Loan Processor
tdupree@lincloan.com
Unlicensed Loan Partner
smallory@lincloan.com
what our customers say
Jerry Smith is someone you can trust and will be there when you need him. Would definitely recommend him to anyone he will help you.
Johnny Mccall .07/14/2026
Jerry is someone you can trust and will be there when you need him.
John E M.Shiloh, GA, 07/11/2026
Jerry is fantastic. Extremely knowledgeable but can explain complex issues in easy to understand terms.
Guerry C.Columbus, GA, 07/9/2026
Brad Snow is an outstanding realtor in Columbus, GA, and he introduced me to the absolute best mortgage lender I have ever worked with: Jerry Smith. Having bought and sold homes for over 30 years, I can confidently say Jerry provides unmatched insight and data to help you make informed...
Roy Hightower .07/7/2026
We were very pleased with our experience. Jerry took the time to explain everything to us in a way we could understand and took all of our questions with patience and understanding.
Andrea L S.Phenix City, AL, 07/7/2026
