Jerry Smith
NMLS #: 649483
Licensed in: Alabama, Georgia
(706) 594-1306 - cell
(706) 940-0329 - fax
jsmith@lincloan.com
Mon - Fri: 9:00am - 5:00pm
Sat - Sun: Closed
Get to know Jerry Smith
For over a decade, I've had the privilege to assist families in the Columbus, Harris County, and East Alabama markets with their real estate lending needs. Using a local lender that you can contact at any time is extremely important when you are making one of the largest investments of your life. I treat my clients the way I'd like for people to treat my grandparents. My previous clients have learned that they will always be more than an account number when they deal with me.

Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but we will also ensure you are getting some of the lowest mortgage rates available. We pride ourselves on the collaborative relationships we build, and through every branch of our lending family, you will experience exceptional quality from start to finish.
Meet My Dedicated Team
Licensed Loan Partner
kscarbrough@lincloan.com
Loan Processor
tdupree@lincloan.com
Unlicensed Loan Partner
smallory@lincloan.com
what our customers say
Thank you for everything! Communication was great!
Bailee T H.Pine Mountain Valley, GA, 05/21/2026
None at this time
Mark J Q.Columbus, GA, 05/21/2026
Thank you for your time and help.
Landen T H.Pine Mountain Valley, GA, 05/21/2026
Increadible responsive. I was moving from out of state that was in a different time zone. Jerry understood my timeline, needs, and requirements. He took the time to make personalized videos to explain my loan. On top of that Jerry was always willing and happy to help and explain things....
Miguel A R.Columbus, GA, 05/14/2026
Jerry Smith is extremely knowledgeable and worked tirelessly to match us with the loan that best served our interests. Mr. Smith is a credit to his profession.
Harvie Thacker .05/12/2026
