The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
We would would come back to interlinc 100x over. Going into the process of buying a home I was a nervous wreck due to our timeline & situation, Dominique was always reassuring & the easiest to talk to & work with! Both her & Sierra made what could have been...
Louisville, KY, 04/11/2026
They were so responsive to our needs every step of the way. They provided professionalism and were very easy to work with. What a comfort they have been throughout our home loan journey! Thank you!
04/10/2026
Paul was very helpful throughout the process on our first home.
New Albany, IN, 04/10/2026
Well service
Houston, TX, 04/10/2026
Great customer service . I highly recommend this company.
Converse, TX, 04/10/2026
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