The right loan, every time!
A VA loan is a mortgage option guaranteed by the Department of Veterans Affairs for eligible Veterans, Service Members, and surviving spouses. VA loans offer low upfront costs and flexible qualification options.
- Low upfront costs
- No down payment required with full entitlement (up to the VA appraised value)
- No monthly mortgage insurance (PMI)
- Gift funds allowed
- No cash reserve requirements
- Sellers may pay for required repairs and closing costs
- No pre-payment penalty
- 580 minimum FICO
- VA Funding Fee applies (helps support the VA Home Loan program)
- The VA Funding Fee may be financed into the loan
- Visit VA.gov for current funding fees and loan closing costs.
If you are a veteran interested in a refinance, visit our VA Interest Rate Reduction Refinance Loan page.
To determine eligibility, provide your Certificate of Eligibility (COE) or Discharge/Separation form (DD214). If you do not have your COE, no problem! Call your loan originator today and they can pull it for you and provide further instructions.
what our customers say
Interlinc was wonderful to work with. Jennifer M and her team were fabulous. Kept us well informed and up to date with everything. Explanation videos were super helpful, thank you all so much!
08/7/2026
you and your team made this process seamless ! Thank you so much for all of your help.
Westmoreland, TN, 08/6/2026
Easy process start to finish. Awesome communication
Elk City, OK, 08/6/2026
Great experience
Mount Sterling, KY, 08/5/2026
Jennifer and her team are great to work with. Knowledgeable, quick and made the closing process super easy.
Mount Sterling, KY, 08/5/2026
Need a little help?
Let us help you choose the right loan option that is best for you.